Maternity - antenatal appointments and adoption
Please check your specific membership plan to make sure that this benefit is included in your level of cover. These terms are not specific to Essentials and Tailored membership plans.
We will make a single payment for each pregnancy, up to the appropriate maximum in any one calendar year, for an NHS or private antenatal scan carried out by a doctor or midwife.
For any scan which has taken place within 26 weeks of you becoming pregnant, we will only pay benefit if you have been covered by the scheme for at least 40 weeks.
You must fill in the claim form yourself. The hospital or surgery must then check it and stamp it with its official stamp.
What is covered
- An NHS or private antenatal scan carried out by a doctor or midwife
- Fees for filling in claim forms or certificates, as long as you provide an official receipt with your claim
- If it is a registered partner having the scan
We will only make a single payment for a pregnancy that lasts from one calendar year to another.
What is not covered
- Attending accident and emergency
- Antenatal appointments for dependent children
- A partner who is not registered with us, unless you have confirmed that they live with you
- Worldwide cover during business visits and holidays abroad
We will also make a single payment, up to the appropriate maximum in any one calendar year, if you adopt a child aged three or younger (as long as you have been covered by the scheme for at least 40 weeks). You must send us a copy of the adoption papers with your claim form.








