Parental hospital stay
Please check your specific membership plan to make sure that this benefit is included in your level of cover. These terms are not specific to Essentials and Tailored membership plans.
We will pay benefit at the appropriate nightly rate for one parent to stay overnight with a registered child who has been admitted for inpatient treatment in a recognised hospital or hospice.
You must fill in your claim form yourself confirming the medical reason for your registered child being admitted. The claim form must be checked and stamped with the hospital or hospice stamp, and signed by a member of their staff. Or you can send us your registered child’s inpatient letter which would have been given to you when they were discharged.
What is covered
- Any period of overnight stay in a hospice, an NHS hospital, a private hospital or a registered treatment centre, from one to 25 nights, where one parent stays with their registered child and is entitled to hospital benefits
- Your registered child being admitted to the ward, from the accident and emergency department, before midnight
- A parent who stays with their registered child
- An adoptive parent staying with their registered child
- Fees for filling in claim forms or certificates, as long as you provide an official hospital receipt with your claim
- Worldwide cover during business visits and holidays abroad that last up to 28 days
What is not covered
- Attending accident and emergency
- Clinics, medical centres or nursing homes
- More than one parent staying with their child
- All maternity-related admissions
- Outpatient treatment
- Permanent stays in hospital
- Pre-existing conditions
