Worldwide cover
Please check your specific membership plan to make sure that this benefit is included in your level of cover. These terms are not specific to Essentials and Tailored membership plans.
Some benefits apply during business visits and holidays abroad that last up to 28 days. The terms and conditions (including what is and what is not covered) will apply to the claims you send in, and you must send the details translated into English, if necessary. We will convert the amount of your claim into pounds sterling using the currency exchange sell rate, supplied by our bank, on the date we process your claim.
What benefits are covered
- Dental
- Dental accident
- Optical
- Hospital inpatient
- Hospital day surgery
- Parental hospital stay
- Physiotherapy, chiropractic, osteopathy, acupuncture and homoeopathy (the qualification or accreditation of the practitioner may be an international equivalent)
- Personal accident protection
What benefits are not covered
- Maternity-antenatal appointment and adoption
- Specialist consultation fees, electrocardiogram (ECG), X-ray, and pathology fees
- Chiropody
- Health and wellbeing
- Health screening
- Prescriptions
- Fitness (£100 Prestige level only)
- Family planning (Prestige level only)
- Critical illness (Prestige level only)
This cover does not replace travel insurance.
