Classic Health Cash Plan
Designed with smaller businesses in mind.
An entry-level plan that’s a healthy foundation for any small business. New members can join with pre-existing conditions covered, without needing a medical, and start claiming straight away.
Benefits for the employer:
- A budget-friendly plan with the option for employees to top up their own level of cover
- Marketing support to engage staff about the benefits of the plan
- Supports and empowers healthier living across your organisation
- An attractive benefit that covers everyday health; more than just major illness
- A great benefit that shows health is at the heart of your workplace
Benefits for your employees:
- Money back on everyday healthcare costs such as dental, optical and physiotherapy
- Children covered at no extra cost up to the age of 18*. Partners added for an additional charge
- Access to MyWellness including 24/7 counselling, and a direct line to a GP
- Financial support with discounts and cashback on shopping via My PERKS
- Simple and fast online claims, money back typically within 3-5 working days
* Up to the age of 18, living at home and studying full-time.
Health Shield is an award-winning health cash plan provider.
2023 Monthly premiums and claim limits
How much you pay and can claim back
How much you pay each month:
Level 1
Level 2
Level 3
Level 4
3-9 Employees:
per employee
per employee plus partner
£7.27
£14.54
£16.36
£32.73
£26.36
£52.72
£42.73
£85.45
10+ Employees:
per employee
per employee plus partner
£4.77
£9.54
£11.70
£23.40
£21.67
£43.34
£34.02
£68.04
Benefits employees can claim for:
Dental (incl. Check-ups, braces, dentures and more)
Adult individual limit
Child combined limit
£65
£30
£120
£60
£175
£85
£230
£115
Optical (incl. Glasses, eye tests, contact lenses and more)
Adult individual limit
Child combined limit
£65
£30
£120
£60
£175
£85
£230
£115
Combined Physio (incl. Acupuncture, chiropractic, x-rays, osteopathy, homeopathy and more)
Adult individual limit
Child combined limit
£170
£85
£315
£155
£425
£210
£565
£280
Chiropody
Adult individual limit
Child combined limit
£65
£30
£120
£60
£175
£85
£230
£115
Health & Wellbeing (incl. allergy testing, counselling fees, sports massage and more) and Health Screening
Adult individual limit
Child combined limit
£85
£40
£140
£70
£195
£95
£250
£125
Specialist Consultation, ECG, X ray, MRI scans (incl. CT scans, mammograms, colonoscopy, biopsy fees and more)
Adult individual limit
Separate child limit
£200
£200
£260
£260
£300
£300
£400
£400
Dental Accident
Adult individual limit
Child combined limit
£180
£90
£400
£200
£600
£300
£800
£400
Personal Accident Protection
A single payment per adult
A single payment for any child
£5000
£2500
£5000
£2500
£5000
£2500
£5000
£2500
Optional Modules
Add extra benefits to your health cash plan:
Employee Assistance Programme
Support employee mental wellbeing with access to eight face-to-face counselling sessions including cognitive behavioural therapy.
Available for the additional cost of £0.65 per employee per month
Private Medical Insurance Excess (max £400)
Can be claimed back through the specialist consultation benefit.
Additional costs per month:
| Cover Amount: | Employee only: | Employee + Partner: |
| £100 | £1.08 | £2.16 |
| £150 | £1.60 | £3.20 |
| £200 | £2.17 | £4.34 |
| £250 | £2.69 | £5.38 |
| £300 | £3.25 | £6.50 |
| £350 | £3.77 | £7.54 |
| £400 | £4.33 | £8.66 |
MyWellness additional benefits
My GP Anytime
My Counselling
My Health Assessments
My PERKS
