How to make PMI accessible to more people

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Employees value private healthcare as part of a benefits programme. It stands to reason, therefore – especially considering today’s battle for talent – that employers would want to provide it. Yet the Private Medical Insurance (PMI) market remains stagnant. This is due to increasing costs associated with numerous factors such as claims, insurance premium tax and advances in drugs and technology.

However, there are numerous ways to help keep the cost of PMI under control. In this Health Insurance Daily article, written by Jason Dunks, Director of Medex Protect (part of the Health Shield group), the various options open to employers are outlined.

These include the use of preventative care services included within PMI products, and also by using Health Cash Plans alongside PMI.

Other options include co-payments and excesses. Jason also explains how PMI Excess & Shortfall cover may be utilised to ensure savings for employers as well as employees.

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