Helping people to lead healthy and happy lives

Keeping members happy and healthy remains at the heart of our culture. As a mutual, we’re owned by our members, prioritising people over profit, driven by our brand purpose and values.

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the best of health

Helping keep our members in the best of health

We make it easier for our customers to look after their employees by providing affordable and accessible health benefits.

Steam Train - history

Our story:
Proud past. Exciting future.

We started back in 1877, way before the NHS, helping railway workers keep their health on track. Today, we’re still steaming ahead, with over 400,000 members and their families benefiting from our services.


Friendly by name. Friendly by nature.

The fact that our friendly society is owned by our members means we constantly strive to enhance customer experience and offer the most relevant and affordable benefits.

We listen to our members

How do we do it?

We recognise each member as individuals, we listen to them, we're always there for them to support them on their journey to better health.

How we work

Don’t just take our word for it…

Award winning health cash plans, we’re one of the largest health cash plan providers in the corporate market with an excellent reputation with our members.